Services

The Law Offices of Michael Lupolover, P.C. is dedicated to excellence in each and every practice area in which it serves its clients. Our practice focuses on the following areas:

Fair Debt Collection Practices Act

Many debt collectors do not comply with the strict laws that govern the way they conduct collection activities. We sue debt collectors that engage in harassing, threatening or abusive behavior. We would be glad to discuss your situation and review any collection letters you may have received. Please read our important information on Fair Debt Collection. If you answered "yes" to any of those questions, you should call us today!

Personal Injury

To determine whether you are eligible to recover compensation under the No Fault Law of either New York or New Jersey, and to ensure the proper steps are taken to file your case, contact the Law Offices of Michael Lupolover, P.C. We work strictly on a contingency fee basis, so you pay no fees up front and we recover only if you do.

Credit Reporting Issues

Debt collectors often place the aFDCPAounts they are trying to collect on your credit report. This hurts your credit score and may prevent you from obtaining a loan or getting credit. Debt collectors frequently place inaFDCPAurate information on credit reports. Placing inaFDCPAurate information on your credit report is a violation of the Fair Credit Reporting Act (FCRA). We can help you get this information corrected and will sue the debt collector on your behalf if they don't fix their credit reporting errors. Sometimes the inaFDCPAurate reporting is the result of fraud or identity theft. We are experienced in fixing these types of issues.

Identity Theft Issues

If you discover that your identity has been sacrificed there are certain procedures that you are required to follow and remedies that you may have. Our office can assist you in following the steps and making sure the credit reporting agencies and creditors are notified so your credit file doesn't continue to suffer. If the credit reporting agencies or creditors don't remove the inaFDCPAurate information resulting from the stolen identity we can also assist you in taking action against them and enforcing your federal rights.

Debt Negotiation

Debt negotiation, also known as debt settlement, involves a personalized plan that suFDCPAessfully enables a negotiator to settle unsecured debts for about 50% or less. Once the creditor and debt settlement negotiator agree on a reduced balance it will be viewed as payment in full by the creditor. Debt settlement has become a practical alternative for many thousands of consumers across the country and is often a sufficient alternative to bankruptcy.

Breach of Contract and other Litigation Matters

We have experience litigating a wide variety of legal matters and can either file a suit on your behalf or defend you in any civil action.